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Why Do Insurance Companies Not Take PTSD Seriously?

PTSD is characterized by symptoms such as flashbacks, nightmares, anxiety, and depression. If a doctor fails to diagnose PTSD properly, the patient may not receive the treatment they need to recover from the disorder. This can lead to various problems, including job loss and financial and relationship problems.

If you or a loved one has had PTSD after a traumatic event, you may be entitled to compensation for your injuries. An experienced medical malpractice attorney can help you investigate your claim and determine whether you have a case against a doctor or other healthcare provider. Apart from PTSD, there are other conditions that qualify for long term disability in the U.S.

Why do insurance companies not take PTSD seriously?

PTSD is a mental disorder that occurs in people who have experienced a traumatic event such as a natural disaster, severe accident, war/combat, terrorist act, or other violent personal assault.

Symptoms of PTSD include flashbacks, intrusive memories, nightmares, sleep problems, irritability, outbursts of anger, and being easily startled. People with PTSD may avoid places or things that remind them of the trauma and may have difficulty remembering aspects of the event. 

There are specific reasons why Post Traumatic Stress Disorder occurs in individuals.

  • Genetics: some people may be more predisposed to developing PTSD due to genetic factors
  • Brain chemistry: changes in the brain’s chemistry following a traumatic event may make someone more likely to develop PTSD
  • Previous trauma: if someone has experienced previous trauma, they may be more likely to develop PTSD after experiencing another traumatic event
  • Social support: lack of social support following a traumatic event may make someone more likely to develop PTSD

There are a few reasons why long-term insurance companies do not take PTSD seriously. One reason is that the symptoms of PTSD can be hard to diagnose. Many people with PTSD do not seek help from a mental health professional. This makes it hard for insurance companies to confirm that someone has PTSD.

Another reason why long-term insurance companies do not take PTSD seriously is because the condition can be hard to treat. Many people with PTSD do not respond well to traditional forms of treatment, such as medication and therapy. This makes it difficult for insurance companies to justify the cost of treatment.

Finally, insurance companies may not take PTSD seriously because it is a relatively new diagnosis. PTSD was not officially recognized as a mental disorder until 1980. This means that insurance companies have not had to deal with many claims for PTSD in the past. As a result, they may not be prepared to deal with the condition in the future.

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